You may already be aware that a spouse can receive 100% of the benefit at Full Retirement Age (FRA) as a survivor (FRA is determined by year of birth; if born in 1962 or later, FRA is 67 years old). But did you know that benefits can also be paid to the surviving children? Most surviving children are eligible to receive a monthly benefit if they are under age 18 (up to 19 if they are still in high school), or any age if they were disabled before age 22. This amount may be added to the spouse’s survivor benefits, but the maximum total family benefit is limited, generally speaking, between 150% and 180% of the deceased’s benefit amount.
Divorced? As a former spouse, you may be entitled to...
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