Joe is a CPA with more than 40 years of experience helping individuals and small businesses with accounting and tax planning. A graduate of California State University, Fullerton, he specializes in small business accounting, financial statements, tax preparation, and estate planning.

Allan Ottens is a certified public accountant and has been working at public accounting firms for over 40 years. He graduated from California State University at Long Beach with a degree in accounting and has been with the Putman team since 2008.Allan lives in Huntington Beach California and has been happily married for over forty years. Allan enjoys playing handball and traveling.

Sanaz Afshar is a tax and accounting manager with over 10 years of experience in financial services. She began her career in 2015 and has a background in biomedical engineering from Azad University in Tehran. Her analytical mindset and interdisciplinary experience bring a fresh perspective to tax planning and accounting.Sanaz lives in Mission Viejo, California, and enjoys spending time with her husband and children.