About the Carroll Team

Our purpose is to develop long-lasting relationships with our clients and their families by combining our areas of experience with our clients’ investment management and planning needs. We assist our clients in reaching their financial goals by working to provide quality financial, retirement, and estate planning services through creative, intelligent strategies. We believe that clients should always come first. We treat them fairly, ethically, and respectfully, and our clients have the right to competent, courteous service and advice.

PDF

Why Diversification Matters

After three consecutive calendar years of solid performance for equities, and the remarkable growth fueled by the investment in AI, it can be tempting to let one or two standout stocks grow into oversized portions of your portfolio. Strong performance, familiar brand names, or long-term loyalty to certain companies can make concentrated positions feel comfortable.

Steve Stewart CFP®, CIMA®, RICP®

7/23/2026

PDF

Who Is The Next Steward… And Are They Ready? April 2026

Estate planning, retirement planning, or any form of financial planning that considers only current stakeholders is short-sighted and incomplete. I had a pastor tell me once, “The ultimate purpose of an apple tree isn’t apples. The ultimate purpose of an apple tree is more apple trees.”

Ben Ganson CFP®

7/23/2026

PDF

Thoughtfully Navigating The Great Wealth Transfer June 2026

The Great Wealth Transfer refers to the massive intergenerational transfer of assets, primarily from Baby Boomers (born 1946–1964) to their heirs and charitable organizations. In the United States alone, over $100 trillion is expected to be transferred over the next 20 years.

Michelle Guissinger CFP®, CPA, CDFA®

7/23/2026

PDF

Pulled In Two Directions April 2026

Typically, when we write these newsletters we focus on one topic. Today, I’ll provide a bonus two-topic edition. Somewhat fittingly, both sections share the same underlying theme but from two different angles. We will cover inherited irrevocable trusts along with a brief update on the Federal Reserve and recent market volatility.

Patrick Bobbins CFA®, CIMA®

7/23/2026

PDF

Let’s pay the tax now! Said no one ever June 2026

Most investors default to “don’t sell, don’t pay tax.” And while tax deferral is valuable, it’s not always the best long-term strategy. This is where the idea of a “capital gains budget” comes in.

Sarah LePhew CFP®, CDFA®, CEPA

7/23/2026

Carroll Team

About the Carroll Team

Our Process

Client Logins

Charlotte Advisory Team

Charlotte Support Team

Raleigh Advisory Team

Rock Hill Advisory Team

Rock Hill Support Team

Meet The Carroll Team

Carroll Team On Demand

In the news

Resources from our team

Team locations

Current Clients

Your complimentary consultation

Who referred you?