The purpose of this workbook is to recognize that in every marriage there tends to be a financially oriented spouse and a nonfinancially oriented spouse. In fact, there are many couples where “our” money, “his” money, and “her” money still exists.

Today, September 2, 2025 there is an article in the Wall Street Journal titled Americans Lose Faith That Hard Work Leads to Economic Gains showing that only 25% believe they have a good chance of raising their standard of living.

The U.S. is known as one of the most litigious countries in the world with approximately 4,800 lawsuits filed annually for every 100,000 people.

Shareholder agreements, life insurance trust, difficult justification of death benefits

Looking back on the fourth quarter of 2024, the conclusive outcome of the presidential election—regardless of one’s political preferences—provided clarity which boosted market confidence.