Profit margins have been rising sharply, but the gains have not been evenly spread across the market. Much of the strength has come from technology, especially semiconductor companies. Strong demand tied to artificial intelligence, cloud computing, and data centers has helped these businesses maintain strong pricing power and higher margins.

There are some pretty basic societal red flags here. Without dragging you through a stack of charts, the American Institute for Boys and Men has tied the rise of online sports betting to higher bankruptcies, more accounts in collections, lower credit scores, rising auto delinquencies, and generally worse household balance sheets. Not exactly a glowing endorsement.

For many Rutgers physicians, retirement planning focuses on saving as aggressively as possible into pre-tax 401(a) and 403(b) retirement plans. While this discipline creates a solid financial foundation and security – it can also create unexpected and avoidable tax problems leading up to and throughout retirement.