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The Biggest Misunderstanding in Retirement Investing Today

Many investors pair a target date fund with additional equity-focused funds, unintentionally undermining the very purpose of the target date strategy. Target date funds are designed to manage risk automatically based on a specific time horizon, gradually adjusting the allocation as retirement approaches.
Mar 24, 2026
Investing

The Biggest Misunderstanding in Retirement Investing Today

Many investors pair a target date fund with additional equity-focused funds, unintentionally undermining the very purpose of the target date strategy. Target date funds are designed to manage risk automatically based on a specific time horizon, gradually adjusting the allocation as retirement approaches.
Mar 24, 2026