Many people enjoy a good horror movie. They sit on the edge of their seat or hide behind a blanket in anticipation of what will happen next. But when it comes to your retirement, the thrills and chills are much less entertaining.

When you hit your 50s and 60s, retirement is no longer on the far horizon. Now it’s looming large, and you’re likely feeling the pressure to get your financial ducks in a row. Consider these tips to make the transition easier—and to lay the groundwork for a more comfortable retirement.

Every year, the pollsters at Gallup survey workers to ask them at what age they expect to retire. Back in the mid-90s, nearly half of respondents expected to retire before their 65th birthday, and only 14% expected to retire when they were over 65.

When it comes to financial planning in a relationship, we rarely see partners who divide money management equally between the two of them. Instead, what tends to occur is that one partner pays the bills and balances the budget while the other focuses on managing the investments.

There are few things that can offer greater personal satisfaction than achieving a goal you’ve been working hard to reach. The problem is that it can be easy to lose focus, causing your goals to fall by the wayside.

Women’s role in financial matters is becoming more important than ever. In fact, a recent survey from LPL Financial showed that more than 66% of women had either primary or shared financial decision-making responsibility with their partners.1 It’s with this statistic in mind that I introduce one that may be more difficult for some women to swallow: 90% of all women will be solely responsible for their finances at some point.2