Are you confident that you're maximizing your non-cash compensation? As your career flourishes, you gain access to different types of compensation, like incentive stock options (ISOs), restricted stock units (RSUs), and more. These can add complexity to your financial plan year after year. Deciding when and how to take advantage of your unique compensation plan is a complicated process, and it can be easy to get tripped up if you don't know what to look out for.

That's where this guidebook comes in. Presented as an in-depth case study, Including Non-Cash Compensation in Your Financial Plan follows near-retirees Jackson and Michelle Hyde as they navigate two complex compensation plans in the context of their family's financial goals, from home remodeling to their twin daughters' college tuition.

Through this detailed example, you'll learn from Jackson and Michelle's journey:

• Using a Net Unrealized Appreciation (NUA) strategy to fund short-term goals while keeping the long-term in mind.
• Leveraging a non-qualified deferred compensation plan to shift tax obligations to retirement, when you may be in a lower tax bracket.
• Planning ahead to know how you'll pay the tax bill before your Restricted Stock Units (RSUs) vest.
• Working with an expert financial advising team to harmonize existing retirement accounts, stock options, deductions, charitable donations, a tax-diversification strategy, and more for high-income earners.

Having more kinds of compensation is great, but it can also complicate your financial life to the point of confusion. Fitting your financial plan together is like assembling and fine-tuning an intricate machine—it helps to have input from the experts!

This is a hypothetical example to illustrate Wealth Enhancement's methodology. Not reflective of any individual client's experience.