Caterpillar Employees
Laid off from Caterpillar? Get confidence in your corner
Using a team-based approach, Wealth Enhancement can help you evaluate severance, RSUs/stock options, taxes, and benefits—so you can protect your cash and avoid costly deadlines.
Decision Guidance
Understand your options
With the Roundtable™ in your corner, Wealth Enhancement has a team of specialists that can address your concerns during a sudden career shift, including:
Talk about the difference between lump sum vs. salary continuation as well as negotiation considerations.
Understand your RSUs & stock options, post terminations windows and concentrations risks.
How you can avoid coverage gaps through COBRA, the marketplace or spousal plans.
Avoid withholding surprises, and discuss planning opportunities.
Before you sign anything, understand how the terms affect taxes, equity and benefits.
Our Investment Philosophy
Plan-Led Investing™
First, we learn about your values and goals, as well as your current financial standing, tax situation, and risk profile.
Then, we deliver custom recommendations for tax-smart asset allocation, investment opportunities, and withdrawal strategies.
Finally, we assemble your diversified portfolio with best-fit investment solutions and continuously manage, rebalance, and refine investments with tax efficiency.
Meet our layoff navigation advisors
Our team has decades of experience working with clients navigating a career transition. Together, they can help you craft a custom plan that meets your unique needs.
Resources for Caterpillar Employees
Read more insights about how to handle career shifts from our advisory team.
Navigating healthcare in retirement has many aspects. Wealth Enhancement advisors discuss what you need to know as a Caterpillar retiree
The enormous entryway Roth IRA is a strategy Caterpillar’s ‘highly compensated employees’ (HCEs) can use to increase retirement savings and shield investment growth from retirement taxes.
If you have previously worked for a company, you may be familiar with the regulations for contributing to a 401(k) plan.
Now is the time for a plan
Let’s talk about yours.
Schedule a complimentary consultation
During your no-obligation meeting, you will:
Get a second opinion on your financial situation
Be matched with a Wealth Enhancement advisor
Begin crafting a comprehensive financial plan
Already a client of Wealth Enhancement? Find your team and contact them.
Meet with an advisor