All couples in long-term relationships must learn how to tackle financial decisions together. But same-sex couples face additional challenges thanks to confusing and ever-changing laws.

The LGBTQ+ community has seen significant gains over the last few years, particularly with marriage equality and workplace discrimination cases decided favorably by the Supreme Court. Yet, the community has less financial security than the general population.

In order to receive the services you need, rather than a one-size-fits all solution, it’s important to be honest and upfront about your situation. This is especially true when it comes to financial matters, whether you're talking with a lawyer, insurance agent or financial advisor. In order for financial planning to work to its maximum effect, you can’t section off your life; you have to consider your entire life. What are your goals, dreams and aspirations?

The idea of planning for after you’re gone is daunting, but proper estate planning is vital for anyone who wishes to protect their assets and loved ones. It could be even more critical for same-sex couples and LGBTQ families, even after the 2015 Obergefell v. Hodges Supreme Court decision.