DECEMBER 2009
   
 
Why Are Treasury
Rates So Low?

If bond yields are supposed to rise and bond prices fall when economies strengthen, risky assets appreciate, currencies weaken and issuance increases, then the period since mid-2009 should have been lousy for U.S. Treasury debt. During that period domestic manufacturing has begun to expand, home prices in most markets have crept higher and unemployment claims, though still high, have slowed appreciably. Global equity indices have rallied, gold has reached a record high and the trade-weighted dollar has slumped 3.75%. Since the end of June, the Fed added over $180.3 billion to base money,1 and publically-held Treasury debt increased by $267.7 billion.2

Treasury yields have shot up, right? Wrong. The 10-year U.S. Treasury rate fell over 75 basis points from their early-June peak to... MORE

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Financial Planning:
Countdown to Retirement
Retirement planning has become more challenging in recent years. Aside from current market uncertainties, there are other more constant issues to consider, such as inflation and... MORE
Tax Planning:
Top Ten Year End Tax Ideas

M ost people think that tax season starts in January and ends on April 15th. The reality is that if you don’t take action by December 31st, you might not be able to take advantage of all the.
.. MORE
Insurance Insights:
Linked Benefits
Traditional long-term care insurance continues to get my vote as the best option for shifting the risk of a long-term care event. With that said I often hear some of the following responses
... MORE

Investment Management Updates:
How Far Have We Come? (Part 2)
As the Lehman Brothers bankruptcy sank in and the remaining investment banks scramble to find financing or merge, the credit crisis grew. Treasury Secretary Paulson and Fed
... MORE

Thoughts from Bruce Helmer:
Family Financial Planning
When one partner manages the finances, without regular updating, what happens if there is an illness or death? You not only probably have bills associated with that tragedy, but you may... MORE
Sudoku Puzzle:
When you play sudoku you qualify to win a FREE $25 Gift Card for any participating Target. This month's puzzle... MORE
Upcoming Events:
As most of you know, one of our main goals is to educate our clients and our community. We look forward to seeing you at an upcoming seminar... MORE

Wealth Enhancement Group
505 North Highway 169, Suite 900, Plymouth, MN 55441
800-492-1222 | www.wealthenhancement.com

Minnesota: Blaine, Brainerd, Burnsville, Chaska, Duluth, Edina, Mankato,
Oakdale, Plymouth, Rochester, St. Cloud, and Vadnais Heights
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Securities offered through LPL Financial. Member FINRA/SIPC. Advisory services are offered through Wealth Enhancement Advisory Services, a Registered Investment Advisor. Other services provided are not affiliated with LPL Financial.
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