Taxes are simple. That statement doesn't sound right, does it?  To take something complex like our Federal and State income tax codes and make them seem simple is nearly impossible, but there is some basic logic to tax codes that I think everyone can relate to.

The world seems intent on scaring us this Halloween season. There seem to be many ghouls and goblins lurking in the world markets. We can choose to stay inside and give away our treats to the trick-or-treaters who come to our own door, or we can choose to participate and selectively visit the houses that have the highest likelihood of giving us treats.

October can stir up the fright inside all of us with the cool, crisp silent air, the crunch of fallen leaves, and the sight of scarecrows, bats and goblins all over the place. Even so, October is a good time to talk about how we can make our finances a little less scary.

When most people think about long-term care insurance, they naturally think of a nursing home. While nursing home benefits are an important feature, that is not all that long-term care policies provide for. A good long-term care insurance policy typically can provide for things like home health care, assisted living services, nursing home care, adult day care and hospice care.

Worry is sometimes defined as negative visualization. It's true: Worry is a focus on fear, which may lead to tension, anxiety, anger, and exhaustion. Here are 10 things investors worry about too much:

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