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Are You Really Saving
Enough for Retirement? |
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by Gene Walden
Are you really on track to save the money you need to fund a comfortable retirement?
According to some recent reports, you may need to save more—and work longer—to make it through your retirement years without facing financial difficulty.
As Americans live longer, we need more money to cover basic expenses and medical costs. Inflation also takes its toll for those who live 20 to 30 years beyond their working years. What might seem like a sizable nest egg today could be totally inadequate after two or three decades of inflation.
For example, the goal of many investors has been to save $1 million or more for their retirement. But how much would $1 million really provide in sustainable income. If you invested $1 million in a safe, guaranteed 10-year U.S. Treasury bonds, you would receive an.... MORE |
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| CLICK HERE to get your free copy of our 24-page retirement booklet, “Planning for Retirement – Strategies for Your Life, Your Finances, and Your Future”. In this booklet, you’ll learn more about strategies and options for your future. |
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CLICK HERE for your FREE Financial Review. Because we place such a high priority on mutual trust in our client relationships, we offer this free analysis to help us both decide if we are a good fit. |
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Financial Planning:
Selecting a Pension Option
Married pension plan participants typically must choose which pension option to take upon retirement and choosing between the various options can be a difficult task. Selecting an... MORE |
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Tax Planning:
The Housing Assistance Tax Act of 2008
In July the Housing and Economic Recovery Act of 2008 was signed into law. This legislation included the Housing Assistance Tax Act of 2008. The following three provisions are key... MORE |
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Mortgage Tips:
Remodeling Your Home
When do you know it’s time to make some major changes in your home? Most likely when you can’t bear to look at your old bathroom fixtures and cracked tiles or the outmoded kitchen... MORE
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Insurance Insights:
Examining Your Life Insurance Policy
Are you no longer in need of your life insurance policy? Life insurance often outlives its original purpose and while it can be argued that life insurance is often a superior option... MORE |
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Investment Management Updates:
Asset Allocation: A Sound Investment Strategy
In today’s complex financial markets, you have an impressive array of investment vehicles from which to select. Each investment also carries some risks, making it important to choose wisely... MORE
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Thoughts from Bruce Helmer:
Spending and Debt
Spending too much is one thing if you have the money to spend. Spending it when you do not have it – going into debt – is quite another. Debt can be the thief of dreams. Used wisely... MORE |
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Sudoku Puzzle:
When you play sudoku you qualify to win a FREE $25 Gift Card for any participating T.G.I. Friday’s restaurant. This month's puzzle... MORE |
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Upcoming Events:
As most of you know, one of our main goals is to educate our clients and our community. We look forward to seeing you at an upcoming seminar... MORE |
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Minnesota: Blaine, Brainerd, Burnsville, Edina, Mankato, Oakdale, Plymouth, Rochester, St. Cloud, and Vadnais Heights
Iowa: West Des Moines – North Dakota: Fargo |
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