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By Bruce Helmer
The gyrations of the stock market in recent months have people wondering what they should do with their investments. Buy, sell, or just hold and wait out the volatility?
This first thing to do is put away the stock pages of the newspaper and be sure that you have an investment strategy. Without a strategy, picking individual stocks can be a bit like playing the lottery.
The key to a sound investment strategy is asset allocation. Asset allocation simply refers to which types of investments you choose. It groups similar types of investments into broad categories: government or corporate bonds, foreign or domestic stocks, growth stocks or value stocks, stocks of larger or smaller companies, etc.
Economists have determined that proper asset allocation can enhance expected performance and reduce risk. It is the dominant... MORE |
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| CLICK HERE to get your free copy of our 24-page retirement booklet, “Planning for Retirement – Strategies for Your Life, Your Finances, and Your Future”. In this booklet, you’ll learn more about strategies and options for your future. |
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CLICK HERE for your FREE Financial Review. Because we place such a high priority on mutual trust in our client relationships, we offer this free analysis to help us both decide if we are a good fit. |
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Financial Planning:
Protecting your financial identity
Identity theft is a growing problem that can be financially devastating to victims. It can destroy your personal finances as well as your credit history... MORE |
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Retirement Planning:
How much life insurance do you need?
Life insurance is not intended to be a lottery ticket for your beneficiaries. But it should provide enough money to replace most of your income, pay off your... MORE |
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Mortgage Tips:
Open a HELOC for Emergencies and Convenience
Home Equity Lines of Credit continue to be a popular choice for many homeowners. If you do not have one, you may want to consider opening one soon... MORE |
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Insurance Insights:
Is your cash value life insurance policy living up to your expectations? Many whole life and universal life policies that were purchase in the 1980’s and early 1990’s were purchased with... MORE |
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Investment Management Updates:
Chances are you've heard the term price/earnings ratio (P/E ratio). When it comes to valuing stocks, the price/earnings ratio is one of the oldest and most frequently used ratios... MORE |
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Thoughts from Bruce Helmer:
Investing
The goal of investing is quite different from saving. Saving makes money available to you in a secure place; investing makes that money grow for some future use... MORE |
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Sudoku Puzzle:
When you play sudoku you qualify to win a FREE $25 Gift Card for any participating T.G.I. Friday’s restaurant. This month's puzzle... MORE |
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Upcoming Events:
As most of you know, one of our main goals is to educate our clients and our community. We look forward to seeing you at an upcoming seminar... MORE |
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Minnesota: Blaine, Brainerd, Burnsville, Edina, Mankato, Oakdale, Rochester, St. Cloud, Vadnais Heights, and Wayzata
Iowa: West Des Moines – North Dakota: Fargo |
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