Managing Your Risk

Are you and your family adequately covered in case of adversity? Risk management is a key element of financial planning. In order to assure that you and your family are adequately covered even in the most difficult times, it’s important to periodically review your insurance coverage.

Do you have adequate life, health and disability insurance? Does your homeowner’s insurance policy provide enough coverage to protect you from law suits that may result from mishaps at your home

From time to time, it’s a good idea to sit down with your financial advisor to make sure that you have the coverage you need to provide financial security for your family and peace of mind for yourself.

Date: May 1, 2007
Time: 6:00 PM
Where: Holiday Inn – 2101 South Broadway,
New Ulm, MN 56073

LIVE RADIO SHOW and
Breakfast with Bruce Helmer
Attend a live WCCO radio broadcast of YOUR MONEY with Bruce Helmer. Complimentary breakfast will be served. RSVP by calling 1-800-769-2148 now!

Date: May 20, 2007
Time 8:30 to 9:30 AM
Where: 318 Summit Avenue, Saint Paul, MN

Celebrate on Summit
Wealth Enhancement Group is rolling out the Red carpet at the 11th Annual ASID Showcase Home Tour on Historical Summit Avenue. Join us for heavy Hors D’oevres and outstanding live music from the Red Rock Swing Band. Please RSVP before May 17, 2007.

Date: May 21-22, 2007
Where: 318 Summit Avenue, Saint Paul, MN
Time: 5:00 to 8:00 PM
RSVP #1-800-769-2148

How to play Sudoku – Sudoku begins with some of the grid cells already filled with numbers. The object of Sudoku is to fill the other empty cells with numbers between 1 and 9 (1 number only in each cell) according the following guidelines.

1. Number can appear only once on each row.
2. Number can appear only once on each column.
3. Number can appear only once on each region.
4. A summary of these guidelines would be, that a number should appear only once on each row, column and a region.

Here is the puzzle. Good luck!

Complete the puzzle and enter it in our drawing for a $25 Gift Card to T.G.I. Friday's by mailing it to:

Wealth Enhancement Group
c/o Matt Krekelberg
1905 East Wayzata Boulevard
Wayzata, MN 55391

There were 14 qualified Sudoko puzzles were submitted last month.

Truly Balanced Assets

A diversified portfolio can help protect against volatility and significant losses in your asset base. But investors often overlook the duplication in investments between their personal portfolios and their 401k plan at work.

You need to look at the whole picture—both your personal portfolio and your tax-advantaged retirement savings plans—to ensure that your personal portfolio is properly aligned with your IRA or 401k plan. Make sure that your entire portfolio includes a diversified array of investments, including both fixed income and equity investments.

Your financial advisor can work with you to help put all of your investment accounts into the proper balance.

Are You Paying Too Much Interest On Your Debt?

Many home owners are paying too much interest every month on their Home Equity Line of Credit (HELOC). If you are paying a high rate of interest on your Adjustable Rate HELOC now may be the time to address this issue. Consider locking into a lower rate by converting your HELOC to a No Cost Fixed Rate 2nd Mortgage.

You may also want to consider consolidating other debt. Credit cards, existing second mortgages, auto loans and even student loans can often be consolidated at a lower interest rate. Consolidating allows you to make one convenient payment a month and may save you thousands of dollars over the life of the loan. Call or email Wealth Enhancement Mortgage Services, LLC to find out if a No Cost 2nd Mortgage is right for you.

info@we-mtg.com
1-800-492-1222

The basic instrument of estate planning is the will, a legal document in which you state who will receive what portion of your property, as well as when and under what conditions they will receive it. A will also allows you to designate a guardian for your children and an executor or personal representative who carries out the terms of the will. If you die intestate—without a will—the executor and guardian are appointed by the court, and your assets are disposed of according to state law.

In all states, however, at least part of your estate will go to your children, and in many states they will receive more than your spouse. A will that is complete and current, on the at names all those legally entitled to a share in your estate, accounts for assets, and pays all creditors, will ensure that the administration of your estate proceeds quickly according to your intentions. Keeping those close to you informed of your plans, especially if you’re financial or family situation changes, can help avoid litigation, costly delays, and unnecessary conflict.

CLICK HERE to get your free copy of our 24-page retirement booklet, “Planning for Retirement – Strategies for Your Life, Your Finances, and Your Future”. In this booklet, you’ll learn more about strategies and options for your future.  

Wealth Enhancement Group has helped thousands of Minnesotans plan for a comfortable retirement. With a team of experts well-versed in financial planning, investment management, and maximizing tax strategies, Wealth Enhancement Group will help you pursue the life you imagined.