|
|
| Developing a Savings Mentality |
|
|
by Gene Walden
Is your retirement savings plan keeping up with your long-term goals and objectives? If not, you might need to change your attitude on saving and investing. And you may be able to do it without making a significant change in your lifestyle. Saving just a few more dollars each week could have a dramatic effect on the amount you’ll save over the long-term.
Saving just an extra $200 a month ($2,400 a year) can add tens of thousands of dollars to your retirement nest egg over the long-term through the power of compounding.
The first step is to develop a savings mentality. That means putting your savings first and your material needs second. In other words, as the saying goes, “the secret of financial success is to spend what you have left after saving rather than saving what you have left after spending.”
Spending money on new clothes, home furnishings and electronics, a better car, concerts, ball games, or trips to far-off... MORE |
|
| CLICK HERE to get your free copy of our 24-page retirement booklet, “Planning for Retirement – Strategies for Your Life, Your Finances, and Your Future”. In this booklet, you’ll learn more about strategies and options for your future. |
|
 |
|
|
 |
|
CLICK HERE for your FREE Financial Review. Because we place such a high priority on mutual trust in our client relationships, we offer this free analysis to help us both decide if we are a good fit. |
|
|
|
 |
Financial Planning:
Spring Cleaning
As the snow melts away and the grass begins to green, many of us start our “spring cleaning” projects around the house. It is also a great time to clean up, organize, and review your... MORE |
|
|
 |
Tax Planning:
Tips for Accurate Income Tax Reporting
for Investment Products
One of the most common issues that individuals struggle with during tax season is how to properly report income... MORE |
|
|
  |
Mortgage Tips:
Title Insurance Explained
There are two types of title insurance - a lender's policy that insures the lender against loss due to legal issues in the future, and an owner's policy that protects the homeowner... MORE
|
|
|
 |
Insurance Insights:
Choosing a Beneficiary
Something we often observe among client couples who are nearing retirement, or those who are already enjoying retirement, is that a significant portion of the couples’ qualified... MORE |
|
|
 |
Investment Management Updates:
Interest Rates
You may be reading in the news lately how Federal Reserve Chairman Ben Bernanke and the Federal Reserve have been cutting interest rates and may wonder how this... MORE
|
|
|
 |
Thoughts from Bruce Helmer:
Family Financial Planning
When one partner manages the finances, without regular updating, what happens if there is an illness or death? You not only probably have bills associated with that tragedy... MORE |
|
|
 |
Sudoku Puzzle:
When you play sudoku you qualify to win a FREE $25 Gift Card for any participating T.G.I. Friday’s restaurant. This month's puzzle... MORE |
|
|
 |
Upcoming Events:
As most of you know, one of our main goals is to educate our clients and our community. We look forward to seeing you at an upcoming seminar... MORE |
|
|
|
|
Minnesota: Blaine, Brainerd, Burnsville, Edina, Mankato, Oakdale, Rochester, St. Cloud, Vadnais Heights, and Wayzata
Iowa: West Des Moines – North Dakota: Fargo |
|
|
