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New Roth
Conversion Rules |
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New government regulations will allow more individuals to convert their traditional IRAs to Roth IRAs next year. The new law will also give investors the ability to spread out payment of the taxes that are due on their conversion.
While traditional IRAs are funded with pre-tax earnings and are subject to income taxes when money is withdrawn from the account, Roth IRAs are funded with after-tax earnings and can be withdrawn tax-free during your retirement, after age 59½, or 5 years of opening the Roth, whichever is later. The other advantage of a Roth is that there is no time limit on when you must begin withdrawing your funds, while traditional IRA holders are required to begin taking withdrawals at age... MORE
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| CLICK HERE to get your free copy of our retirement booklet, “Imagine what you can achieve. The Essential Guidebook on Strategies for Your Life, Your Finances, and Your Future.” In this booklet, you’ll learn more about retirement strategies and options for your future. |
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CLICK HERE for your FREE Financial Review. We place a high priority on mutual trust in our client relationships, we offer this free analysis to help us both decide if we are a good fit. |
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Financial Planning:
Special Needs Trusts
Many families go through the painful experience of seeing someone they love face life with a disability. Whether you are the parent of a child with a disability or other relative, you... MORE |
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Tax Planning:
Top Ten Tax Opportunities for 2010
Along with starting a brand new calendar year, we also start a new tax year. While most of the opportunities to take action for your 2009 tax return, other than preparing it, have passed... MORE |
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Insurance Insights:
Linked Benefits (Part 2)
Last month I began a discussion about linked benefit solutions as a way to address long-term care planning. Simply stated linked benefit products are products that can serve multiple... MORE |
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Investment Management Updates:
How Far Have We Come? Part 3
In November, a new president was elected and the possibility of change was preeminent. The newly elected president and congress would be presented with an exceptional set of problems... MORE
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Thoughts from Bruce Helmer:
Getting Ready To Create A Plan
Choosing a financial advisor isn’t the end of your responsibility. Regardless of whom you choose, you are still the CEO of your money and it’s up to you to ensure that you are... MORE |
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Sudoku Puzzle:
When you play sudoku you qualify to win a FREE $25 Gift Card for any participating Target. This month's puzzle... MORE |
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Upcoming Events:
As most of you know, one of our main goals is to educate our clients and our community. We look forward to seeing you at an upcoming seminar... MORE |
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Minnesota: Blaine, Brainerd, Burnsville, Chaska, Edina, Mankato,
Oakdale, Plymouth, Rochester, St. Cloud, and Vadnais Heights
Iowa: West Des Moines – North Dakota: Fargo |
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