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| Get the Most from Your Retirement Plan |
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by Gene Walden
The U.S. Congress has given working Americans a great opportunity to lower their taxes during their working years while putting away money for their retirement years. Tax-sheltered retirement plans, such as IRAs, Roth IRAs, and 401k plans have helped millions of Americans prepare for a more secure retirement. But not all Americans take full advantage of these plans. Are you getting the most from your retirement savings plans?
Tax-sheltered retirement savings plans typically allow you to deposit money you’ve earned into an investment account that grows tax-free until you begin to withdraw the money after you retire. Most of these plans also allow you to deduct contributions from your taxable income for the current year, enabling you to lower your annual income tax payments.
The contribution limits for retirement plans continue to climb... MORE
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| CLICK HERE to get your free copy of our 24-page retirement booklet, “Planning for Retirement – Strategies for Your Life, Your Finances, and Your Future”. In this booklet, you’ll learn more about strategies and options for your future. |
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CLICK HERE for your FREE Financial Review. Because we place such a high priority on mutual trust in our client relationships, we offer this free analysis to help us both decide if we are a good fit. |
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Financial Planning:
College Savings Plans
If you have grandchildren or children at home and you’d like to help with their college education, it pays to start saving as early as possible.The government has given us a tool that... MORE |
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Tax Planning:
Tax Deductions
Timing deductible expenses for the greatest tax benefit is a classic year-end planning strategy. Are you utilizing all the resources possible to get the most out of your taxes? Here are... MORE |
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Mortgage Tips:
The Reality of Bankrate
Just like King Kong clutching the top of the Empire State Building... Bankrate, the “800-pound Gorilla” of online home loan rates is under fire. The Bankrate website draws millions of... MORE |
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Insurance Insights:
Your Asset Protection Plan
You and your advisor have worked diligently to examine your objectives in life and to invest accordingly. Putting an asset protection plan in place is often given little... MORE |
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Investment Management Updates:
Don’t Fail to Plan! Take a Disciplined Approach for Investing
When the unprepared investor is asked about investment goals, the answer may be something like, “I want to make a lot of money.” The unprepared, in fear of missing the next hot tip... MORE
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Thoughts from Bruce Helmer:
Money and Children
Our financial relationship with our children will go through many stages as they, and we, age. The four key stages of your financial relationship with children... MORE |
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Sudoku Puzzle:
When you play sudoku you qualify to win a FREE $25 Gift Card for any participating T.G.I. Friday’s restaurant. This month's puzzle... MORE |
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Upcoming Events:
As most of you know, one of our main goals is to educate our clients and our community. We look forward to seeing you at an upcoming seminar... MORE |
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Minnesota: Blaine, Brainerd, Burnsville, Edina, Mankato, Oakdale, Rochester, St. Cloud, Vadnais Heights, and Wayzata
Iowa: West Des Moines – North Dakota: Fargo |
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